What benefits are included in my Grifin membership?

All of the benefits listed below are 100% included in your membership fee:

● Absolutely $0 commission fees every single time you buy or sell any stock on Grifin. 100% commission-free trading*
● Unlimited stock buys and sells - any stock, any amount, any time
● Works at 3,500+ public companies and all of their subsidiaries
● 100% access to all of Grifin's trademarked automated investing technologies (Adaptive Investing™ and Buy Stock Where You Shop™)
● Federally-backed brokerage insurance: Our brokerage providers, Alpaca Securities LLC ("Alpaca") and Apex Clearing Corporation ("Apex"), are members of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash)**
● Cash dividend payments paid out every 3 months for all of the stocks you own that offer dividends***
● Cash rewards for referring friends to Grifin (up to $1,000 per person per year!)
● ZERO selling of any your data or information - period.
● ZERO advertisements of any kind
● ZERO gimmicky "add ons"
● ZERO order flow payments
● ZERO account opening or closure fees
● ZERO ACH return fees
● ZERO ACH withdrawal fees
● All future product releases and updates
● Weekly new stocks / companies added to invest in
● Unlimited credit and debit card connections across 5 banks of your choice
● Education-focused email onboarding for new members to learn how to make the most of their Grifin experience and the basics of investing, plus periodic investing learning content afterward
● Compatible with 12,000+ banks via our partnership with Plaid, a trusted financial aggregator used by 100 million+ customers, to keep your accounts secure
● Dedicated Customer Support team of real people who work diligently to help you with your needs

Your membership fee is all-inclusive; it includes everything we have to offer currently and in the future. Your fee directly goes toward 1) paying our team of dedicated full-time employees, 2) providing you with a best-in-class investing product, 3) producing new features and technologies to elevate your investing experience, 4) creating financial literacy and educational resources, 5) adding new stocks for you to invest in, and 6) delivering dedicated customer service and support for our ever-growing community.

In some instances, our providers/vendors may impose certain small (and infrequent) fees for obscure items - like a wire transfer or ACATS transfer. Because the vast majority of transfers between banks today are ACH, wires and ACATS transfers are rare and infrequent. Rest assured, these fees will only be passed on to you if they are applicable. For a detailed overview of other potential fees, please view the complete list here.|

We hope this helps give you a clearer picture into how Grifin operates. Your trust in our services is greatly valued.

*Other fees and charges may apply. See Fee Schedule.

**Explanatory brochure available upon request or at www.sipc.org. SIPC does not protect against market losses.

***A dividend payment is a portion (percentage) of the money that a company makes that is shared with their stockholders. There are additional risks associated with investing in dividend-paying stocks, including the risk associated with a company’s ability to pay dividends, and risks associated with interest-rate changes, among others.